EXCAVATION INSURANCE GROUP
Terms and Conditions
The terms governing your use of the Excavation Insurance Group website, including informational-use disclaimers and quote request terms.
- Independent Agency, 20+ Years Experience
- Licensed Guidance in All 50 States
- No-Pressure Coverage Review
Last updated: August 2026
These Terms and Conditions (“Terms”) govern your use of excavationbusinessinsurance.com (the “Site”), operated by Excavation Insurance Group (“we,” “us,” or “our”). By using this Site, you agree to these Terms.
INFORMATIONAL PURPOSE ONLY
The content on this Site, including state requirement summaries, cost estimates, and coverage explanations, is provided for general informational purposes only. It does not constitute insurance advice, a quote, a binder, or an offer of coverage, and it does not modify the terms of any actual insurance policy. Your specific coverage is governed exclusively by the policy documents issued by the insurance carrier underwriting your policy.
NO GUARANTEE OF ACCURACY
State licensing, bonding, and insurance requirements change over time and can vary by locality. While we make a good-faith effort to keep this Site’s state information accurate and cite the sources we relied on, you should confirm current requirements with the relevant state agency or your own advisor before relying on them for a business decision.
QUOTE REQUESTS
Submitting a quote request through this Site does not create an insurance policy, binder, or contract of insurance. Coverage only takes effect once a policy is formally bound and issued by the applicable carrier.
LIMITATION OF LIABILITY
To the fullest extent permitted by law, Excavation Insurance Group is not liable for any damages arising from your use of, or inability to use, this Site or its content.
INTELLECTUAL PROPERTY
The content, design, and branding of this Site are the property of Excavation Insurance Group and may not be copied or reproduced without permission.
GOVERNING LAW
These Terms are governed by the laws of the state in which Excavation Insurance Group is headquartered, without regard to conflict-of-law principles.
CHANGES TO THESE TERMS
We may update these Terms from time to time. The “Last updated” date above reflects the most recent revision. Continued use of the Site after changes constitutes acceptance of the updated Terms.
CONTACT US
Questions about these Terms can be directed to us through our contact page.
GET COVERAGE THAT ACTUALLY COVERS YOU.
Talk to someone who knows excavation risk, not just insurance forms.
No-pressure coverage review. We'll tell you straight if something doesn't fit.